Plan & budget · Homes
Renovation cost
From a fresh coat of paint to stripping a flat back to its walls: what a renovation costs, in what order, and how long you may need to live elsewhere.
Approximate cost
₹13.5 lakh – ₹26.9 lakh
Typically about ₹20.2 lakh
Approximate, from published rates, checked Nov 2026. Get 2–3 quotes before you commit.
- Per sq ft
- ₹2,019 per sq ft
- Time
- 3 months
Where the money goes
Renovation work
Demolition, civil, services, bathrooms, flooring, joinery, ceiling, paint
₹15.2 lakh₹10.1 lakh – ₹20.2 lakh
GST at 18%
On work and fees from registered firms
₹2.73 lakh₹1.82 lakh – ₹3.64 lakh
Contingency (15%)
For surprises: hidden damage, price rises, changes of mind
₹2.28 lakh₹1.52 lakh – ₹3.04 lakh
Stage by stage
How much you'll need at each stage, and when. About 3 months in all.
1. Design, survey and permissions
₹1.41 lakh · 2 weeks
Society or municipal permission; a structural check if walls come out
Hire: interior design studioHire: structural engineer
2. Demolition and debris
₹1.21 lakh · 1 week
Hire: contractor
3. Civil and waterproofing
₹2.22 lakh · 2 weeks
Where hidden problems (old pipes, seepage) show up
Hire: contractorCement & concreteWaterproofing & adhesives
4. Plumbing
₹1.41 lakh · 1 week
Hire: contractorHire: mep consultantPipes & plumbing
5. Electrical
₹1.62 lakh · 1 week
Hire: contractorHire: mep consultantWires & cablesSwitches & smart home
6. Bathrooms
₹2.22 lakh · 2 weeks
Hire: contractorTilesBath & sanitaryware
7. Flooring
₹1.82 lakh · 1 week
Hire: contractorTilesWood & vinyl flooringStone & marble
8. Kitchen and wardrobes
₹5.65 lakh · 4 weeks
Hire: interior design studioKitchens & wardrobesPlywood & boardsLaminates & veneers
9. False ceiling and lighting
₹1.41 lakh · 1 week
Hire: contractorHire: lighting designerGypsum & ceilingsLighting
10. Painting
₹1.21 lakh · 1 week
Hire: contractorPaints & coatings
Money needed by
Month 2
₹16.6 lakh
Month 3
₹20.2 lakh
Who to talk to
Professionals listed in Mumbai: verified pages first, then alphabetical. Nobody pays to appear.
Interior designers
Looking…
Contractors
Looking…
Structural engineers
Looking…
Good to know
- Renovations find surprises (old pipes, seepage), so the contingency here is 15%.
- Kitchen and the main bathroom first, then painting, then bedrooms. Hold back the last 10% until 30 days after handover.
- Flats usually need the society's permission; removing walls needs a structural engineer's check.
Read before you start
How we work this out
Rules, not AI: your inputs times rates per city, gathered in November 2026 from builders, cement and paint brands, banks, interiors firms and government pages. Most published rates come from firms that sell this work, and they often disagree, so we show a range. Use it to plan and to compare quotes, not as a quote.