House construction cost

Where the money goes

• Building (₹3,000/sq ft, standard)

  Structure, walls, flooring, paint, doors and windows, basic wiring and plumbing

  ₹60 lakh₹54 lakh – ₹69 lakh

• Approvals and soil test

  Building-plan sanction and fees; varies a lot by authority

  ₹85,000₹76,500 – ₹97,750

• Architect and structural engineer (6%)

  Council of Architecture guideline for a house: 7.5%. Market: about 4–12%.

  ₹3.6 lakh₹3.24 lakh – ₹4.14 lakh

• Contingency (10%)

  For surprises: hidden damage, price rises, changes of mind

  ₹6.45 lakh₹5.8 lakh – ₹7.41 lakh

1. 1. Design, soil test and approvals

   ₹4.35 lakh · 3 months

   Survey, soil test, architectural and structural drawings, building-plan sanction

   Hire: architecture firmHire: structural engineer

2. 2. Site preparation and digging

   ₹1.4 lakh · 2 weeks

   Clearing, levelling, marking out, excavation, temporary power and water

   Hire: contractor

3. 3. Foundation

   ₹6.3 lakh · 4 weeks

   PCC, footings and column stubs, with curing

   Hire: contractorHire: structural engineerCement & concreteSteel & metals

4. 4. Plinth

   ₹2.8 lakh · 2 weeks

   Plinth beam, backfill, anti-termite treatment, damp-proof course

   Hire: contractorCement & concreteWaterproofing & adhesives

5. 5. RCC frame and slabs

   ₹14 lakh · 2 months

   Columns, beams, slabs and stairs, about 3–4 weeks per slab

   Hire: contractorHire: structural engineerCement & concreteSteel & metals

6. 6. Brickwork

   ₹5.6 lakh · 6 weeks

   Walls, lintels, sunshades, parapets

   Hire: contractorBricks & blocksCement & concrete

7. 7. Plastering

   ₹3.5 lakh · 5 weeks

   Inside and outside

   Hire: contractorCement & concrete

8. 8. Wiring and plumbing (concealed)

   ₹3.5 lakh · 5 weeks

   Conduits, boxes, concealed pipes and drainage, before plaster closes

   Hire: mep consultantHire: contractorWires & cablesPipes & plumbing

9. 9. Waterproofing

   ₹1.4 lakh · 2 weeks

   Bathrooms, sunken areas, a coated terrace, sump. A membrane or PU terrace costs more

   Hire: contractorWaterproofing & adhesives

10. 10. Flooring and tiling

    ₹6.3 lakh · 4 weeks

    Floors, bathroom walls, skirting, stairs

    Hire: contractorTilesStone & marbleWood & vinyl flooring

11. 11. Doors and windows

    ₹5.6 lakh · 3 weeks

    Frames, shutters, windows, grills

    Hire: contractorDoors & windowsHardware & locksGlass

12. 12. Painting

    ₹3.5 lakh · 4 weeks

    Putty, primer and two coats inside; exterior paint

    Hire: contractorPaints & coatings

13. 13. Bath and electrical fittings

    ₹4.2 lakh · 2 weeks

    Taps, sanitaryware, switches, distribution board, lights, fans

    Hire: contractorHire: lighting designerBath & sanitarywareSwitches & smart homeLightingFans

14. 14. Compound wall, sump, septic and gate

    ₹4.2 lakh · 6 weeks

    Runs alongside the finishing work

    Hire: contractorHire: landscape architectBricks & blocksPipes & plumbing

15. 15. Interiors

    ₹3.5 lakh · 2 months

    Kitchen, wardrobes and any interior work you've chosen

    Hire: interior design studioKitchens & wardrobesPlywood & boardsLaminates & veneersFurniture

16. 16. Handover and completion certificate

    ₹70,045 · 4 weeks

    Snagging, cleaning, utility connections, completion / occupancy certificate

    Hire: architecture firm

Who to talk to

Professionals listed in Mumbai: verified pages first, then alphabetical. Nobody pays to appear.

Good to know

• Mumbai: Labour and transport cost the most in India; soft or reclaimed soil in places.
• Land isn't included. Rates assume a contractor who supplies materials and labour (turnkey), with GST in.
• Get 2–3 quotes from contractors and compare like for like: the same brands, the same scope.