Plan & budget · Fees & money
Home loan EMI
Your monthly payment, the interest over the loan, and whether the loan fits the RBI's limits on how much of the price a bank can lend.
Monthly EMI
₹50,584 – ₹55,541
Typically about ₹52,541
Approximate, from published rates, checked Nov 2026. Get 2–3 quotes before you commit.
- Rate used
- 7.75% a year
- Total paid
- ₹1.26 crore
- Range
- The low and high EMIs are at 0.5% less and 0.75% more
Over the whole loan
Loan
₹64 lakh
Interest
₹62.1 lakh
Processing fee (about 0.5%)
₹32,000
Good to know
- Rates move with the RBI repo rate. For a house you're building, banks pay out in stages as work is checked: see the guide.
Read before you start
More in fees & money
How we work this out
Rules, not AI: your inputs times rates per city, gathered in November 2026 from builders, cement and paint brands, banks, interiors firms and government pages. Most published rates come from firms that sell this work, and they often disagree, so we show a range. Use it to plan and to compare quotes, not as a quote.